AI deserves its own budget category in 2027
Credit unions heading into 2027 budget season should treat AI as a standalone budget category, not a line item buried inside IT. Here's the case for why, and how to size it.
Research library
Credit union AI analysis
Research for executives evaluating workflows, governance, vendors, implementation, and institutional priorities.
The AiForCU Monthly Executive Briefing: What Actually Moved in August
A scan-first digest for credit union executives: August's three vendor developments, two regulatory signals, one deployment pattern, and the number that mattered less.
Zest AI vs Scienaptic: Which Is Better for Credit Unions?
A methodology-driven comparison of Zest AI and Scienaptic for credit union loan decisioning: model approach, LOS integration, CU footprint, pricing, and diligence questions.
NCUA AI Readiness Checklist by Exam Area
A printable AI readiness checklist for credit unions, organized by NCUA exam area: inventory, vendor due diligence, information security, fraud, lending, and board oversight.
Compliance Watch: BOI Reporting Ends, a $5 Billion Smuggling Signal, and the CFPB Goes Quiet
FinCEN ends BOI reporting for US companies, flags $5 billion tied to human smuggling, the CFPB pulls complaint narratives, and a healthcare fraud push reaches BSA teams.
How to Read an AI Vendor Contract: Credit Union Guide
A clause-by-clause guide to AI vendor contracts for credit unions: data rights, model training, performance claims, audit rights, and the exit terms that decide switching costs.
Executive briefing